Smart Saver
Immediate access wherever you are
- Opened for as little as £1 (maximum £1,000,000)
- Pays the same rate of interest on every penny in your account
- Interest accrues daily and is paid annually
- Money isn't the only thing that you'll be saving - we are the only UK high street bank with a customer-led Ethical Policy. View our current interest rates.
Important information for non-UK mainland residents
Further information
How do I take money out?
- online transfer
- electronic transfer by telephone
- cheque by telephone banking
- over the counter
- LINK cash machine up to £250 a day. Find out more
How do I pay money in?
- online transfer
- standing order
- direct transfer from another Co-operative Bank account or another bank account
- at any Co-operative Bank branch
- by sending a cheque through the post
- by cheque at any Post Office™ branch.
Find out more
Please read...
(These open in new windows)
- Terms and Conditions (PDF - 0.1Mb)
- Summary box (PDF - 0.1Mb)
Gross is the annual rate of interest which is paid without the deduction of lower rate tax to eligible individuals and certain organisations.
AER - Annual Equivalent Rate - is a notional rate calculated as if the gross rate was paid and compounded on an annual basis.
Interest rates are subject to variation.
