Balanced Savings Plan Issue 22 Summary

Product Balanced Savings Plan
Channel Co-operative Insurance Financial Adviser
Product Structure Investment is split between a Fixed Term Deposit and a Guaranteed Savings Bond (Issue 22)
Offer period 25th September 2006 - 17th November 2006
Fixed Term Deposit 6.75% gross/AER-Matures in 12 months
Guaranteed Savings Bond (Issue 22) Fixed term: 85% of any average rise in the FTSE 100 Index, Nikkei 225 & SMI 1st December 2006 (start date*) - 1st December 2011
Index/ Indices & start level/s * FTSE 100 (ftse.com) - 6,021.5
Nikkei 225 ( nni.nikkei.co.jp) - 16,321.78
SMI (swx.com) - 8,420.33
Total investment Minimum deposit £3,000. Maximum deposit £1,000,000. Original deposit is split equally between the two accounts.
Withdrawals Not permitted

* This is the date that your Bond is issued on and it acts as the ‘start date’ for the fixed term period. On this date, at the close of business, we record the level of the Index/ indices that the bond is linked to. This reading is known as the start level.

Terms and conditions

How is my interest calculated