About our unit trusts and ISAs
*The bonus applies to applications received between 22nd September and 28th November 2008 for new or increased regular contributions of £150 per month and cannot be used in conjunction with any other offer; new or increased contributions must be maintained for at least 12 months (subject to terms and conditions of the product); the bonus does not apply to contributions to CIS Corporate Bond Income Trust; Direct Debits must start on 6th November, 6th December or 6th January; extra units will be allocated on the date your 13th payment is due, and will be applied as standalone units, which will not form part of any ISA arrangements you may have; the effect of the bonus will not be shown in any Key Features illustrations.
Regular saving is one of the best ways to see your investments grow, and by saving each month into a unit trust, and especially through a tax-efficient ISA, you could see your savings starting to add up; and with our 2% bonus offer, you could see your investment grow even quicker! With our range of unit trusts you can choose a fund which suits your attitude to risk.
Before 28th November, simply apply to make 12 consecutive monthly contributions of £150 or more in a new unit trust investment, or to increase your existing payments by £150 per month for 12 months, and we’ll add 2% of the total new contributions as extra bonus units. So the more you save, the bigger your bonus will be.
If you have money to put away for 5 years or more (the medium to long term), you may want to consider investing in stocks and shares which have the potential to produce higher returns for you than bank deposits. You should remember that while your capital is secure in a deposit account the value of stock market-based investments can go down as well as up and you may get back less than you invest.
Unit trusts provide a way of investing in a range of companies (both in the UK and overseas) that are chosen by investment professionals to achieve a variety of goals (for example, to grow the value of your capital or produce a regular income).
Benefits of investing with us
- a history of success – we are one of the UK's leading socially responsible and ethical organisations with a long and successful history of managing our customers' money
- suit your savings preferences - you can invest either lump sums or by a regular savings plan where we debit your bank account each month with an agreed amount
- we keep you up-to-date - you'll receive statements of your investments and detailed reports on each fund you invest in twice a year
- help when you need it about our unit trusts and ISAs. Our UK-based Customer Contact Centre is open from 8am – 8pm Monday to Friday, and 8am to 5pm on Saturday. Call us on on 08457 46 46 46
- No fixed term – unlike term deposits or life policies, there is no fixed period over which you need to hold your investment, but it should be for the medium to long term
- advice for big decisions - a Co-operative Financial Adviser can help you to make the right decisions to suit your particular circumstances and preferences.
Investment Week Magazine has rated UK Income With Growth in the "Consistent Top 50" UK funds, for its consistent good performance over three years.**
Reliable good performance is a valuable thing to find!
